In this heartfelt episode of Muslim Money Talk, host Areeb Siddiqui sits down along with his father and Kestrl’s CFO, Ayaz Siddiqui, for an emotional and wide-ranging dialog about immigration, monetary sacrifice, rising up in post-colonial societies, surviving private loss, and the evolution of Islamic finance in the UK.
From humble beginnings in Pakistan to government roles in world banks, Ayaz displays on how religion, resilience, and mentorship formed his journey — and why he in the end selected to again his son’s fintech startup.
This podcast is hosted by Areeb Siddiqui, the founder and CEO of Kestrl, the app that helps folks to develop their wealth with out compromise
Find out extra about our app right here: https://kestrl.io/
And how we assist banks right here: https://business.kestrl.io/
Show Notes:
00:00 – Trailer
02:18 – Introduction
04:14 – Growing up in Pakistan and studying ethics from his Father
08:52 – (*40*) to Zambia and Umrah in the 70s
13:36 – Studying in the UK and reminiscences of Dewsbury/Leeds
21:15 – Losing his mom at an early age
31:32 First Job out of School
35:37 – Career in (*43*) and Buying 1st House
39:42 – Early Influences on Personal Finance
42:25 – Making Good Money, (*40*) to Bahrain and Getting Married
49:34 – Experience in the GCC vs the West
52:25 – Being Muslim in Banking in the 90s
1:00:40 – 9/11 and The Muslim Identity Crisis
1:04:01 – The 7/7 assaults and contemplating leaving the UK
1:09:34 – Ultimate Career Advice from Iqbal Khan
1:14:37 – Hiring/Mentoring Brilliant People (disappointment in Muslims)
1:18:19 – Thoughts/fears on Areeb’s profession
1:22:43 – Why Ayaz joined Kestrl
1:30:19 – Islamic Finance: Progress and Disappointments
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